No-Bake Chocolate-Covered Fluffernutter Cookies

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No-Bake Chocolate-Covered Fluffernutter Cookies are simple, delicious treats that can be made in just a few minutes!
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There are few things more simple or more delicious than these amazing chocolate covered fluffernutter “cookies.” These go by a few names – Ritz Cookies, Cracker Cookies, New Mom Cookies, Knarr Cookies, Ho-Ho’s, and a handful of other family specific names. No matter what you call them, you are going to love making and eating these simple treats. These might be a no-brainer for some people, but I actually had never had these until a few years ago, when my sister-in-law made them one Thanksgiving we were visiting my parents in Kentucky. I had one bite and was sold. These have graced my goodie plate consistently since then.

You really can’t get more simple than mixing together peanut butter and marshmallow cream, smearing some on a Ritz cracker, adding a top, and then dipping the whole thing in chocolate. I know it doesn’t sound like much, but these are magic – trust me on this one. There’s something so delicious about all that sweet and salty together, and the moisture in the dipping chocolate changes the texture of the cracker. Don’t get me started on that peanut butter and mallow cream center, either. I love these little things!

No-Bake Chocolate-Covered Fluffernutter Cookies

These fluffernutter cookies are great this time of year for a few reasons. One is that you can make them ahead of time. They store really well for a few days at room temperature! Just be warned, you might eat them all if you try to store them for very long. Another thing I love is that the kids can help with these. Adding some filling to the center of a cracker is a great job for my older kids (7 and 9 years old), and even the kiddos as young as three can drop them in melted chocolate and pull them out with a fork. Adding holiday sprinkles to the cookies is a job all the little people love and even the smallest hands can help with. You can’t beat a simple no-bake treat that really does taste amazing this time of year. I can’t wait for you to try these!

No-Bake Chocolate-Covered Fluffernutter Cookies are simple, delicious treats.

Sprinkles make everything better! Here’s a little tip for you: I normally stock up on holiday sprinkles after Christmas when they are all half off. I’m pretty sure sprinkles don’t go stale. You can also drizzle extra chocolate on top. You can use almond bark to dip these in which works great, but did you know that Ghirardelli makes melting chocolate wafers? You can get them in milk, dark, and white and they are SO delicious. If you can find those, you might want to pick up a bag or two.


Craving more? Subscribe to Bless this Mess to get new recipes, meal plans, and a newsletter delivered straight to your inbox! If you try these fluffernutter cookies, let me know what you think! Leave a comment, pin it, and don’t forget to tag a picture #blessthismesseat on Instagram. I love to see your kitchen skills in action!

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No-Bake Chocolate-Covered Fluffernutter Cookies are delicious treats that can be made in just a few minutes! An easy cookie recipe perfect for parties and holiday celebrations.

No-Bake Chocolate-Covered Fluffernutter Cookies

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5 from 1 review

  • Author: Melissa Griffiths
  • Total Time: 5 minutes
  • Yield: 24 1x


No-Bake Chocolate-Covered Fluffernutter Cookies are delicious treats that can be made in just a few minutes! An easy cookie recipe perfect for parties and holiday celebrations.


  • 1 10 oz. jar marshmallow fluff
  • 10 oz. peanut butter (about 1 cup)
  • Ritz crackers (at least 2 sleeves)
  • Dipping chocolate (about a pound)


  1. Mix marshmallow fluff and peanut butter together. Spoon peanut butter mixture onto cracker, and top with another cracker.
  2. Dip cracker sandwiches into melted chocolate. Place on wax paper and add sprinkles if desired.
  3. Let the cookies rest until chocolate is set. Store in airtight container in cool place.


This is another recipe that I don’t ever really measure. The important thing is that you mix equal parts of marshmallow fluff and peanut butter. Almond Bark works well for the dipping chocolate, and I used 2 different size crackers (regular and snack size) Decorate with sprinkles, crushed nuts or white chocolate. This is a good one for the kids to help with because it doesn’t require any baking.

  • Prep Time: 5 minutes
  • Cook Time: 0 minutes
  • Category: Dessert, Cookies
  • Method: Dip
  • Cuisine: American

Aren’t the little mini Ritz crackers cute too? It’s fun to have a one bite treat.

Simple No-Bake Chocolate-Covered Fluffernutter Cookies

Simple, no-bake, delicious cookies that you can make in just a few minutes (but don’t forget they need some time for the chocolate to set) are my kinds of treats. We love these, and I can’t wait for you to try them.

My other favorite easy sweet and salty treat this time of year is this salted caramel pretzel bark. You could make both of these in no time. ENJOY, from my kitchen to yours.

Have you ever had these? What do YOU call them?!

About Melissa

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  1. These are so easy and good! They are perfect for Christmas treat plates. The first time I had these was at a cookie exchange. I have been making them ever since.

  2. I hadn’t heard of these and I just made them tonight with white chocolate. I think they’re good and my peanut-butter-loving boyfriend thinks they’re fantastic. Thank you!

  3. We had friends visiting us today, from back home and from Germany, so I put together a couple dozen of these last night in no time. I use smooth peanut butter, no marshmallow fluff, on the cracker and dip it in chocolate bark just like you did. I have also made them dipped in white bark and they are even more holiday looking on the tray with red and green sprinkles on that white bark.